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Currency and income overview

| System | Current role | Recommended treatment |
|---|---|---|
| Dirty Money | Criminal earnings that may require processing before practical use | Check the in-game label before planning a purchase. |
| Clean Money or Cash | Spendable currency for practical purchases and upgrades | Keep a reserve for progression and mission needs. |
| Diamonds | Premium currency used for selected store purchases | Avoid early cosmetic or convenience spending. |
| Businesses | Part of underground empire progression | Compare setup cost, time, and usable return. |
| Co-op heists | Crew-based earning activity | Prepare before joining; gross reward is not the same as reliable income. |
Safer earning order
- Complete story and Contact missions that unlock systems.
- Use reported transport and other side jobs when their objective, time, and payout are clear.
- Claim repeatable rewards only after confirming their reset time and requirements.
- Add co-op heists when gear and Crew access are ready.
- Process criminal earnings when Money Scrubbing becomes available.
- Expand businesses after essential weapon and vehicle costs are covered.
- Treat limited-time events as temporary income, not a permanent baseline.
Money Scrubbing: convert Dirty Money safely
Money Scrubbing appears in the Nixon Corp and Business Prodigy progression path. Before processing Dirty Money, read the conversion result, daily limit, completion timer, and reset time shown on the business screen.
- Open the business panel and follow its unlock requirement.
- Compare the amount submitted with the amount received before confirming.
- Check whether the screen shows an immediate result or a processing timer.
- Record the displayed limit and reset time before submitting a second batch.
- If the option is locked, finish the active story, Contact, or Company objective shown by the game instead of guessing a level.
- Read the values again after a game update because business rates and limits can change.
Money Scrubbing troubleshooting
| Problem | Safe check |
|---|---|
| Dirty Money cannot be spent | Use a purchase screen that accepts Clean Money or open Money Scrubbing first. |
| Money Scrubbing is locked | Open the Company or Criminal HQ screen and follow the exact requirement shown there. |
| The received amount looks lower | Compare submitted and received values; a conversion loss may be part of the displayed rule. |
| Funds are not available yet | Check the completion timer and reset time before leaving or submitting another batch. |
| A guide shows different values | Keep the current platform, region, account progress, and version; do not average conflicting reports. |
Early spending order
| Tier | Spend on | Reason |
|---|---|---|
| Essential | Mission-required items, ammunition, and one reliable weapon | Prevents avoidable failure and repeated costs. |
| High value | One controllable vehicle and durable progression unlocks | Improves travel, escapes, and access to activities. |
| Conditional | Businesses with a verified usable return | Only worthwhile after cost, timer, and collection rules are known. |
| Delay | Cosmetics, duplicate weapons, and speculative upgrades | Limited effect on early progression. |
How to compare farming methods
A useful comparison records gross reward, entry cost, ammunition or repair cost, completion time, failure rate, cooldown, prerequisites, and game version. The highest single payout is not automatically the best repeatable method.
Version and availability notes
Available now: Co-op heists, underworld businesses, empire expansion, luxury property, vehicles, weapons, and limited-time rewards exist.
May vary by account or version: The exact Dirty Money conversion path, Nixon Corp and Business Prodigy requirements, conversion loss, and daily processing limits still need a current in-game record.
Unlock levels, costs, rewards, conversion rates, and balance values can change by version or region. Follow the current in-game label when it differs.